Independent SMSF Audit Services Across Australia
Delivering Accuracy, Speed and Total Independence
Empowering Accounting Firms Across Australia
Why Accountants
Choose
SMSF Audit Link
Seamless Integration with Leading SMSF Platforms
We work smoothly with BGL 360, Class, and Super Mate®, ensuring a fast and secure transfer of your SMSF data for audits.
Clear, Transparent SMSF Audit Process
Our simple, step-by-step SMSF audit process makes it easy to track progress, address queries, and meet all SMSF audit requirements.
Fast Turnaround, No Surprises
We guarantee a 3–5 business day turnaround on all SMSF audits (when documents are complete) — with fixed SMSF audit fees and no hidden charges.
Independent SMSF Auditors with CPA Qualification & ASIC Approval
All audits are performed by our local Sydney team — never outsourced or offshored. Every SMSF auditor is CPA-qualified and ASIC-approved to ensure compliance and trust.
Trusted SMSF Audit Experts
With decades of combined experience and a reputation for independence, our auditors provide accountants, advisers, and administrators with true peace of mind.
How it Works
About
Independent SMSF
Audits Since 2010
SMSF Audit Link was established in the Hills District of Sydney in 2010, in response to the growing demand for specialised auditing expertise in the self-managed super fund (SMSF) sector.
Our experienced team of SMSF auditors speaks your language. We work closely with accountants, financial planners, and administrators to deliver compliant, efficient, and cost-effective SMSF audit services. With over 30 years of combined experience, we also consult with accountants on a wide range of SMSF-related topics — yet we never provide services directly to trustees. This guarantees complete independence and objectivity in every independent SMSF audit.
At SMSF Audit Link, our sole focus is on providing reliable and accurate SMSF audits, backed by strict quality control, transparent communication, and a guaranteed 3–5-day turnaround. All audits are performed locally in Sydney — never outsourced or offshored — and every file is personally reviewed by a senior, CPA-qualified, ASIC-approved SMSF auditor.
Our reputation has been built on trust, independence, and efficiency. We pride ourselves on delivering high-quality SMSF audits with fixed SMSF audit fees and no hidden surprises — giving accountants, advisers, and administrators across Sydney and Australia the confidence they need to support their trustee clients.
Why Use SMSF Audit Link?
Accounting Firms Nationwide Grow With SMSF Audit Link
Enjoy a Secure & Seamless Data Flow
Frequestly Asked Questions
SMSF Audit Link was established in the Hills District of Sydney in 2010, in response to the growing demand for specialised auditing expertise in the self-managed super fund (SMSF) sector.
What is a Self-Managed Super Fund (SMSF)?
An SMSF is a private superannuation fund that you manage yourself. Unlike traditional super funds, where investment decisions are made for you, an SMSF puts you in control. You choose how your super is invested and take on the responsibility of running the fund according to strict rules set by the ATO.
It’s a great option for people who want more flexibility, more choice, and more involvement in how their retirement savings are managed.
How many members can an SMSF have?
An SMSF can have up to six members. Each member is also a trustee (or a director if you use a company as the trustee), which means everyone shares responsibility for running the fund. SMSFs are commonly used by couples or family members looking to manage their retirement savings together.
How much do I need to start an SMSF?
There’s no legal minimum, but generally, it’s recommended to have at least $150,000 to $200,000 in super between members. This is to ensure the costs of setting up and running the fund are worthwhile compared to other super options. We’re happy to help you run the numbers during a free discovery call.
What are the benefits of having an SMSF?
Some of the key benefits include:
- Greater control over where your super is invested
- A wider range of investment options (including property, shares, and even cryptocurrency)
- Potential tax advantages and estate planning flexibility
- The ability to combine super with your partner or family into one fund
- A more personalised retirement strategy
With the right advice, an SMSF can be a powerful way to grow and protect your retirement savings.
What responsibilities do SMSF trustees have?
As a trustee, you’re legally responsible for running the fund according to super and tax laws. This includes:
- Making investment decisions in line with a written strategy
- Keeping accurate records and documentation
- Organising an annual audit
- Lodging an annual return with the ATO
It’s a big responsibility—but with the right support, it’s very manageable. At Easy Super, we take care of the admin, compliance, and reporting so you can focus on your goals.
Can my SMSF invest in property?
Yes—your SMSF can buy residential or commercial property, provided it’s strictly for investment purposes. This means:
- The property can’t be lived in or rented by you or anyone related to you
- The investment must align with your SMSF’s strategy
- If you borrow to buy the property, it must be through a compliant loan structure called an LRBA (Limited Recourse Borrowing Arrangement)
Property can be a great long-term investment in your SMSF when done correctly—and we’re here to guide you through it.
Can my SMSF borrow money to buy an investment property?
It can, but only under strict conditions. Borrowing through your SMSF must be done using a Limited Recourse Borrowing Arrangement (LRBA), and the rules are complex.
You’ll need:
- A separate holding trust
- A loan that complies with superannuation law
- A lender willing to finance an SMSF
This is definitely an area where you’ll want expert advice—our team can walk you through every step.
What are the ongoing costs of running an SMSF?
Costs vary depending on the complexity of your fund, but typically include:
- SMSF setup fees
- Annual accounting and administration
- Audit and compliance costs
- ASIC fees if you have a corporate trustee
We’ll provide a transparent quote upfront so you know exactly what to expect.
Can I have insurance through my SMSF?
Yes. In fact, the law requires trustees to consider whether insurance is appropriate for each member. Your SMSF can hold life, TPD (total and permanent disability), and income protection policies for members—and the premiums are usually paid from the fund’s balance.
How do I get started with setting up an SMSF?
It starts with a conversation. At Easy Super, we’ll help you:
- Work out if an SMSF is right for you
- Set up the fund correctly
- Register it with the ATO
- Roll over your existing super
- Get your investment strategy and structure in place
We’re here to make the process easy, clear, and stress-free.
Can I have both an SMSF and a regular super fund?
Yes, you can. It’s not uncommon for people to maintain a traditional super fund alongside their SMSF—especially during the setup phase or while still receiving employer contributions.
Over time, many trustees choose to consolidate into a single fund for simplicity. If you’re unsure which approach works best for you, we’re here to guide you through it.
SEO keywords: SMSF vs retail super, can I have multiple super funds, consolidate super funds
Can I make personal contributions to my SMSF?
Yes, you can make both personal (non-concessional) and salary-sacrifice (concessional) contributions to your SMSF, just like any other fund.
However, it’s important to stay within the annual contribution caps to avoid excess contributions tax. We’ll help you understand the rules and opportunities so you can contribute with confidence.
Do I need a financial adviser to manage an SMSF?
While it’s not legally required, working with a qualified financial adviser can add a lot of value—especially when you’re making important investment or retirement decisions.
At Easy Super, we collaborate with trusted financial advisers, or we can work with your existing adviser, to ensure your SMSF is aligned with your long-term goals.
What happens to my SMSF when I retire?
When you reach retirement age and meet a condition of release, your SMSF can start paying you a superannuation pension.
This means your fund transitions from accumulation phase to pension phase—and in many cases, the earnings and withdrawals become tax-free within the fund. We’ll help ensure a smooth and compliant transition when the time comes.
Can I use SMSF money for personal expenses?
No—never. Your SMSF is strictly for retirement savings. Using SMSF funds for personal use (like paying bills, holidays, or loans) is illegal and can result in serious penalties, including disqualification as a trustee.
We provide expert guidance to help you stay compliant and avoid costly mistakes.
What happens if a member of the SMSF passes away?
If a member dies, their super balance is paid out to their nominated beneficiary or legal estate. This is why it’s important to have a Binding Death Benefit Nomination (BDBN) in place.
We’ll help ensure your SMSF estate planning is properly documented so your loved ones are protected, and your wishes are respected.
